Compare health insurance plans1/13/2024 ![]() You do not know whether the policy actually serves your purpose. Opting for health insurance without comparison is more like shooting an arrow in the dark. What Happens When You Don't Compare Health Insurance? Also, check if you will get the tax exemption certificate. A premium paid against the policy gets tax exemption up to Rs.1,00,000 as per section 80D of the Income Tax Act. ![]() Tax Benefits: With health insurance, you can save your health and wealth. We have 95.2% CSR# that ensures hassle-free claim settlement. It shows the reliability of the company to settle the claims. So, check if the policy offer coverage for an organ transplant.Ĭlaim Settlement Ratio: For timely claim settlement, invest in a company that has higher CSR. But, if the policy covers its expenses, it means half the battle won. Organ Donor Cover: Organ transplant is not easy. Reduction in wait period, Care Shield, OPD Care, COVID Care, No Claim Bonus Super, and more are the add-ons that we offer along with the policy. You can check the details and opt for it.Īdd-Ons: Add-On benefits under the policy helps you to increase its coverage. We also offer annual health-check up under policy coverage. Therefore, check the policy that covers maximum daycare treatment too.Īnnual Health Check-Up: If you want to keep track of your health. You can get the daycare treatments without getting hospitalized for 24 hours. A policy with no sub-limit comes with a higher premium so opt for the plan accordingly.ĭaycare Treatments Cover: Thanks to medical advancement. Sub Limits: It is a pre-defined capping on medical expenses under the policy. Thus, go for the policy that offers you a minimum waiting period. You have to wait for the completion of the waiting period ranges from 30 days to 24 months. Waiting Period: It is the duration when you cannot claim. You can continue the same policy with break-free renewals. Lifelong Renewability: Find out which plan offers you lifelong renewability. So, compare the policies' features and opt for the one that gives you this benefit. You should work on this and pick the plan that offers sufficient Sum Insured to ensure full coverage.Īutomatic Recharge: If you face hospitalization for more than one disease in a year and the existing Sum Insured gets exhausted, you can get automatic recharge. Sum Insured: Sum Insured varies from plan to plan. We have 8350+ network hospitals that give you the option to choose the hospital near to your residence. List of Network Hospitals: Before you say yes to the policy, look at the number of hospitals impaneled with the company. In this way, you can pick the plan that best suits your pocket. You can check the terms and conditions of our plans for more details.Ĭompare Premium: Use the health insurance premium calculator available online to compare our different medical insurance policies. We offer coronavirus coverage, including treatment and quarantine expenses. So, check what all policy covers and what do not cover to ensure right coverage.ĬOVID-19 Cover: Look for the plan that offers COVID-19 cover as well. So, pick the plan according to its type, such as individual or family health insurance, mediclaim, etc., that best suits your healthcare requirements.Ĭomprehensive Coverage: Whether it is hospitalization, medication, or treatment, your policy should give you extensive coverage. Type of Health Policy: Health policies differ in terms of benefits, premium, discounts, etc. How to Compare Health Insurance Online?Ĭheck below how you can compare health insurance policies online: You can reduce your premium if you get a discount on your purchase. So, go for the policy according to your healthcare needs.ĭiscounts: Comparison helps you to know about what kind of discounts you can get on policies. ![]() Number of Ailments: Different plans cover different ailments like our critical illness insurance covers 32 critical illnesses, whereas heart mediclaim covers 16 ailments. It's better to know the policy inclusions and exclusions to ensure timely claim settlement.Īdditional Benefits: While comparing the plans, you can also know about additional benefits such as no claim bonus, automatic recharge, renewability, etc., to enhance the policy coverage. Inclusions & Exclusions: Too many options can confuse you. Wide Range of Coverage: With comparison, you can check which policy offers a wide range of coverage as per your healthcare needs.Īffordable Premium: You can compare the premium of various plans and choose the most affordable one. It will help you pick the plan that suits your age and gives you lifelong coverage. Comparison helps you to know:Īge Criteria: If you compare the policies, you can get an idea about the age criteria. But, you should pick your right match wisely. We understand that different people have different healthcare needs that's why we offer a plethora of health insurance plans. ![]()
0 Comments
Leave a Reply.AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |